Paypal - Bill Me LaterBill Me Later® is a PayPal financing service that gives you access to No Payments and No Interest if paid in full in 6 months on purchases of $99 or more. Think of it as a secure, instant and reusable credit line you can use at checkout when you pay with your PayPal account. Choose Bill Me Later as long as you are purchasing a qualifying PayPal payment product.

You can apply during checkout by simply entering your birth date and the last 4 digits of their Social Security number, then accepting the terms. You’ll get an approval decision in seconds. Bill Me Later is subject to credit approval and offered by Comenity Capital Bank.